The Amazon Pay ICICI Bank credit card is one of the most popular credit card offers available in India. This is an exciting credit card, especially for those who love shopping on Amazon and who are Prime members of the Amazon e-commerce platform. Like any other credit card, the ICICI Amazon Pay credit card also offers a bunch of rewards, benefits, and offers. If you’re thinking about considering applying for this credit card, in this guide we’ll cover how to apply, who can apply, the benefits, and the fees.
This credit card is made in collaboration with ICICI Bank which is one of the largest and popular banks in India and Amazon which is a very popular global e-commerce platform. It’s free credit for life, which means you don’t have to pay anything. You can get unlimited 5% cash back (Amazon Pay balance) on purchases made on electronics if you are a Prime member. The card is not only valid for Amazon, you can also use it for any other transaction outside of Amazon and get rewards as well.
The card offers benefits to both Amazon Prime and non-Prime members, however, as you’d expect, Prime members get more benefits and rewards. To apply for this credit card, it is not mandatory to have a bank account at ICICI bank. Let’s take a detailed look at all the features of the Amazon Pay credit card ICICI.
Also Read: Amazon Pay Gift Card: How to Add or Redeem Gift Card and Check Balance on Amazon App and Website
How do I apply for an ICICI Amazon Pay credit card?
First, let’s start with how to get an ICICI Amazon Pay credit card. The best way to get this particular card is to apply it online through the Amazon website. To do this, you must have an account on Amazon and a valid mobile phone number and email address to log into your app and card. You also need to provide credentials like Aadhaar and PAN cards for the online application.
- Head to this link on Amazon
- Enter your user ID and password to which you want to link the Amazon Pay credit card ICICI
- Confirm your phone number, which will be linked to your app
- In the next screen, enter your Aadhaar card and PAN card number
- Click Continue
- Enter the OTP that arrived on your phone
- In the next screen, you must enter your current address, select the type of employment (employee/self-employed)
- Fill in company details of line of work, designation, salary range, office address, etc.
- Once everything is filled in, click Continue
- In the pop-up, confirm the delivery address of your card
- Click Continue
- Depending on your application, Amazon will decide whether or not to perform your KYC
- KYC can be done in two ways 一 Video KYC and in-person verification
- Once the KYC is completed, your application will be processed and approved if it meets the eligibility criteria and your documents are verified.
If you choose in-person KYC, an executive will come to your home or office and take all the necessary documents.
To note:
- If your application has been rejected, you can reapply after six months
- Usually, applicants with an ICICI Bank credit card or ICICI Bank account do not need to go through KYC and their application will be approved instantly.
Also Read: Amazon Prime Plans 2022: Subscription Price, Prime Video Mobile Edition Free Trial, Subscription Benefits, More
What are the advantages of the Amazon Pay ICICI credit card?
With ICICI Amazon Pay credit card, you get good reward points and every point you earn will be converted into Rs 1 and it will be credited to your Amazon Pay balance every month.
- Fixed 5% Rewards Points for Prime Members on Mobiles, Groceries and More on Amazon (Prime Members)
- Fixed 3% Reward Points for Prime Members on Mobiles, Groceries, and More on Amazon (Non-Prime Members)
- Fixed 2% reward points on bill payments, travel, and adding money to Amazon
- Fixed 2% reward points when you pay with the card for food, health, entertainment and more outside of Amazon
- Fixed 1% reward points on all other payments such as groceries, catering, furniture, etc. outside of Amazon
- Save 15% on your catering bills at over 2,500 restaurants across India with Culinary delights program
- You get a 1% waiver on fuel surcharge payments each time you fill up
- Free EMI options on Amazon.in (3 months and 6 months)
For example, if you buy a phone worth Rs 50,000 from Amazon, you will get Rs 2,500 as your Amazon Pay balance.
Also Read: Amazon: How to Cancel Items or Order on the Amazon App and Website
How many rewards points and cashback will you get with the ICICI Amazon Pay credit card?
With the ICICI Amazon Pay credit card, there are no restrictions on the number of reward points or cashback you can earn. Every reward point you earn will be converted into an Amazon Pay balance and you’ll enter at the end of the month.
Also Read: Also Read: Amazon: How to Cancel Items or Order on the Amazon App and Website
What are the membership fees, renewal fees, finance charges and late payment fees on the ICICI Amazon Pay credit card?
Membership fees for the ICICI Amazon Pay credit card are free and there are also no annual fees or renewal fees. The card will remain free for life.
Regarding finance charges, when there is an overdue amount, the charges vary from 3.5% to 3.8% per month or between 42% and 45.6% per year on the Amazon credit card Pay HERE. The same fees also apply to interest on cash advances.
Here is how much the bank will charge on late payment fees on the ICICI Amazon Pay credit card:
| Total amount due | Late payment fees |
| Less than Rs 100 | None |
| Between Rs 100 – Rs 500 | 100 rupees |
| Between Rs 501 – Rs 10,000 | Rs 500 |
| More than Rs 10,000 | Rs 750 |
Amazon Pay Credit Card Eligibility ICICI
To apply for an Amazon Pay ICICI credit card, you must meet the following criteria:
- Age: 18 to 60 years old
- Occupation: Employee or Self-employed
- Minimum income: Rs. 25,000 if ICICI customers or Rs 35,000 for others
- Required documents: Aadhaar card, PAN card, payslip or bank statement, latest form 16 or RTI for independent candidates (or any other valid proof of identity and address)
Also Read: Amazon Pay Gift Card: How to Add or Redeem Gift Card and Check Balance on Amazon App and Website
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