Financial institution credit card programs get a competitive boost with Fiserv’s fully managed option



Credit Choice provides a modern turnkey digital credit card solution for banks and credit unions

BROOKFIELD, Wis .– (BUSINESS WIRE) – Fiserv, Inc. (NASDAQ: FISV), a leading global provider of payment technology and financial services solutions, today announced that it allows financial institutions to offer a digital-first branded credit card program for individual and small business cardholders, eliminating the operational complexity and cost of direct card issuance.

Fiserv’s Credit Choice is an innovative new option for issuing credit cards to consumers and businesses. For clients of Fiserv financial institutions, Credit Choice offers a fully managed experience, from program management and credit decision-making to operational excellence components such as compliance, service, risk, billing and credit. reconciliation. Credit Choice enables Fiserv’s debit processing customers to provide consumers with a unified digital debit and credit card experience accessible through the same app and authentication process. Cardholders get all the benefits of a modern digital experience with capabilities recently acquired through OnDot and SpendLabs.

“Small financial services companies face a difficult choice when it comes to issuing credit cards. They realize that domestic issuers often use credit cards as an entry point to build relationships in a market and then cross-sell additional credit and deposit offers, ”said Brian Riley, director, Credit Counseling, Mercator Advisory Group. “With Credit Choice, an institution can shift the workload to an efficient partner, while protecting the account relationship. Institutions can offer credit card offers with access to many Fiserv features.

Credit Choice includes access to a range of top-notch Fiserv features, such as digital card management, actionable program analysis, and a robust platform to serve individuals, small businesses, and credit programs. commercial credit cards. Cardholders can easily obtain, use and manage their cards and view their spending through their financial institution’s online or mobile banking app. Cardholders benefit from instant digital card issuance, better control of their cards and rich transaction data. In addition, for businesses, employees and managers will have robust features covering integration, card management, AI-based expense management, virtual cards, reports and analytics, and workflows from authorization, all from the comfort of their mobile device or from a state-of-the-art web experience

“Without a strong credit card program, financial institutions risk losing their consumer and business customers to competitive offers,” said Himanshu Patel, head of card services at Fiserv. “Fiserv now offers our financial institution customers a turnkey credit card program option that eliminates the headaches associated with direct issuance of credit cards, delivering world-class digital technology and cardholder experience. unified card between debit and credit. ”

In a world that is changing faster than ever, Fiserv helps clients deliver solutions that are tailored to the way people live and work today – financial services at the pace of life. Learn more at

About Fiserv

Fiserv, Inc. (NASDAQ: FISV) aspires to move money and information in a way that moves the world. As a global leader in payments and fintech, the company helps its clients achieve the best results through a commitment to innovation and excellence in areas such as account processing and digital banking solutions; card issuers processing and network services; Payments; e-commerce; acquisition and processing of traders; and the Clover® cloud-based point of sale solution. Fiserv is a member of the S&P 500® Index and the FORTUNE® 500, and is one of the world’s most admired FORTUNE® companies. Visit and follow social media for more information and the latest company news.



Media Relations:
Marc Jelfs

Manager, Public Relations

Fiserv, Inc.


[email protected]

Additional contact:
Ann S. Cave

Vice-President, External Communications

Fiserv, Inc.


[email protected]



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