How to use bank credit cards to make utility payments through Google Pay


Here is the step-by-step guide to using bank credit cards to make utility payments through Google Pay.

Nowadays, it is not necessary to carry your wallet to make any type of payment. As each outlet has a UPI ID or a scanner, which facilitates transactions just by having a mobile device. With the touch of a finger, a user can scan a QR code and enter the recipient’s phone number and make the required payments.

All payments start with e-commerce, top-up sites and taxi payments to buying groceries. Everything is done via online payment. The Reserve Bank of India (RBI) has authorized the use of Rupay credit cards as a mode of payment for UPI.

This mentions that users can make payments through UPI payments. Rupay credit card requires UPI payment apps to add support. Some UPI require users to link their Visa and MasterCards cards to their application. According to the information, the user cannot use a credit card to transfer money and make payments through UPI.

The use of a credit card is only possible for utility bills and payments such as top-ups and payment of electricity bills.


Step 1: Open Google Pay on your device.

2nd step: Click on the profile picture, then on the bank accounts.

Step 3: Then go to map options and “Add” a map.

Step 4: Now enter the card number, expiration date, CVV and name and billing address of the cardholder.

Step 5: Click on the Save option.

Step 6: Accept the terms and conditions and Google Pay will contact the user’s respective bank to verify the card.

Step 7: To verify, additional authentication is required via OTP. The OTP will be read automatically or entered manually.

Step 8: Click the activate button to add the new list of card payment methods. Generate a one-time password (OTP).

Step 9: Enter the OTP for confirmation.


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