LOGAN COUNTY, Okla. (KFOR) – The Logan County Sheriff’s Office is warning Oklahomans about a credit card scam they say is sweeping the Midwest.
“These guys are good, these crooks are really good,” said Shawn Pierce, deputy sheriff with the Logan County Sheriff’s Office. “People contacting you already have your card now and that’s a bit scary.”
Here’s how it works:
- Victims will receive a call from someone claiming to be from the security and fraud department of a credit card company, saying, “Your card has been reported for an unusual purchase.”
- The caller will then ask you if you made a purchase. It will usually be around $300 to $500.
- When you say “no”, the caller will say “then we will credit your account”.
- Then the caller will offer credit to your account and say, “Before the next statement, credit will be sent to…” and recite your address.
- After that, the scammer says he will initiate a fraud investigation and give you a six-digit number.
- The caller then says, “I need to verify that you have your card” and asks for your three-digit security code.
- Once you give the caller all three digits, they will hang up and shortly after you will be charged the amount the caller quoted for the fraudulent purchase.
“They had your card number, they had your address and all the relevant information,” Pierce said. “Gas pumps, credit card machines, ATMs, whatever way they get, that’s how some of these scammers get a lot of information.”
He said the charges usually don’t exceed $500 because it wouldn’t be considered fraudulent by the banks.
“Credit card companies will only look at small purchases, like generally anything under $500,” Pierce said. “They think you’re shopping somewhere, especially now that prices are going up. You know, a trip to Sam’s might cost, you know, $400 or $500.
His advice to anyone receiving these calls is to hang up immediately and contact their bank or credit card company.
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